The safe and easy way to build credit for kids.
A secured credit card that helps you build a strong credit history for your kid's future.
Build Experience
Teach your kids to be saavy consumers who understand the benefits and responsibilities of credit card usage.
Read MoreMaintain Control
Provide spending flexibility while maintaining visibility to every purchase and parental control over spending limits.
Read MoreEstablish Credit
We report to all 3 credit bureaus each month so your kids will build a real credit history and building block to their financial foundation.
Read MoreManage Risk
You set the credit limit based a one-time refundable deposit. You assign your kid as an authorized user. No credit inquiry required.
Read MoreHow Groove Axis works
No credit inquiry required for approval. Just verify your identity, make a deposit and begin building your credit right away.

1. Open an account
A parent/guardian applies for an account (must be 18 or older). We verify your identity but no credit inquiry is required.

2. Set your credit limit
Your credit limit is defined by a refundable deposit as low as $100 and up to $3,000. You decide the right amount for you.

3. Add authorized users
Account owner assigns authorized users. Must provide personal details and contact information for each authorized user.

4. Use your card for purchases
Authorized users use the credit card to make purchases like food, movies or gifts within the preset credit limit.

5. Make your monthly payment
Make at least your minimum payment on time each month. Set up automated email alerts and never miss a payment.

6. We report to credit bureaus
We report to Equifax®, Experian® and TransUnion® get reports every month to help you quickly improve your credit score.
All the benefits of a traditional credit card
The Groove Axis secured card helps you establish a strong credit history and is accepted anywhere you can use a Visa/Mastercard.
- It's a real credit card not a debit card
- One of the lowest annual fees available
- Email alerts for payments and transactions
- Central dashboard to help manage your account


Apply for an Account in Minutes
Get your Groove Axis account today!